Audit & Risk Solutions Built for Fintech Innovation
Experienced with sponsor bank programs & regulators
Trusted by fintechs that want growth without surprises.
The Risk Environment for Fintechs Is Evolving Rapidly
Fintech companies operate at the intersection of innovation and regulation. As products scale and partnerships expand, expectations from sponsor banks, regulators, and investors increase significantly.
We help fintechs build strong control environments without slowing innovation.
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Sponsor Bank & Regulatory Expectations
Third-party oversight requirements
Independent audit expectations
Ongoing monitoring and reporting
Program maturity expectations
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Scaling Operations & Controls
Rapid growth pressures
New products and markets
Process standardization
Control framework development
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Compliance & Financial Crime Risk
BSA/AML program maturity
Fraud and payments risk
Consumer compliance
Regulatory readiness
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Technology & Vendor Risk
Platform dependencies
Cybersecurity expectations
Data protection requirements
Third-party vendors
A Practical Partner for Growth-Stage Risk & Compliance
We combine deep financial services experience with an understanding of fintech operating models. Our approach is collaborative, efficient, and aligned with both innovation and regulatory expectations.
We don’t just identify risks — we help fintech teams solve them.
Scalable Services as You Grow
Sponsor-bank Aligned Methodologies
Clear, actionable reporting
Solutions Built for Regulatory Expectations and Real-World Operations
Financial Crime & Compliance
Programs, testing, and independent validation to strengthen financial crime controls and regulatory compliance. Includes: - BSA/AML Independent Testing - Sanctions & OFAC - Fraud Risk Assessments - Compliance Audits - Regulatory Remediation - Compliance Risk Frameworks
Sponsor Bank & Third-Party Oversight Support
Independent audits evaluating financial reporting, internal controls, and control effectiveness. Includes: - Control Assessments - Independent Program Reviews - Audit Support for Bank Partners - Issue Validation & Remediation - Oversight Reporting Support - Readiness Assessments
Risk & Compliance Advisory
Practical guidance to help institutions strengthen programs, remediate for growth, and navigate regulatory expectations with confidence. Includes: - Program Development - Remediation Support - Risk Assessments - Control Design - Regulatory Readiness - Governance Enhancements
Technology & Cyber Risk
Independent assurance across technology environments, platforms, and data protection controls. Includes: - IT Audits & IT General Controls - Cybersecurity Assessments - Penetration Testing - Third-party Technology Risk - Cloud & Infrastructure Controls - Digital & Social Media Risk - Incident Response Readiness
Payments & Operational Risk
Risk and control assurance across payments, operations, and financial processes. Includes: - Deposit Operations - ACH & Wire Controls - Treasury Operations - Customer Lifecycle Risk - Operational Risk Reviews - Fraud Control
Internal Audit & Independent Assurance
Ongoing independent audit support aligned with sponsor bank and regulatory expectations. Includes: - Internal Audit Outsourcing - Targeted Audits - Control Testing - Compliance Monitoring - Issue Validation - Board or Partner Reporting
Serving a Broad Range of Fintech Models
We work with:
Payments companies
Banking-as-a-Service programs
Lending platforms
Digital banks / neobanks
Embedded finance providers
Crypto / digital asset platforms
Wealthtech / investment platforms
Program managers
A Structured, Efficient Engagement Model
Program Understanding
We align with your fintech partnerships, risk framework, and regulatory expectations.
Coordinated Planning
We develop an audit plan across partners with clear timelines and responsibilities.
Independent Execution
Our teams perform audits with consistent methodology and documentation.
Transparent Reporting
You receive ongoing status reporting and leadership visibility across all engagements.
Ongoing Communication
Regular huddle calls ensure alignment and timely issue resolution.
Build Confidence as You Scale
Whether preparing for sponsor bank onboarding, strengthening controls, or supporting growth, AuditOne provides the independent expertise fintechs need.